Money & Debt Advice
ICM money and debt advice qualifications include a range of units which vary in size from three to four credits (one credit represents ten learning hours).  Learners can complete any number of units in any order. Each unit award is individually certificated and requires between two and three months of learning and completion of an assignment.  An ICM Certificate takes six to twelve months and an ICM Diploma about two years to complete, depending on the number of units a learner takes at one time and the amount of credits transferred from other qualifications.

Awards in Money and Debt Advice
Level 2 and Level 3 unit awards demonstrate knowledge and skills in a specific area of money and debt advice. Learners gain a credit certificate following successful completion of an assignment and credit towards certificates and diplomas in debt collection, credit management, and money and debt advice. The unit awards are designed for people working in counselling, credit management, collections, debt management and support functions, for example, data verifiers, appointments advisers and administrators, for whom money and debt advice forms a small part of their role.
All units are assessed at multiple levels and therefore learners do not need to decide whether to start at Level 2 or Level 3.  However, the ICM can provide a Level 2 assignment if preferred. Level 2 and Level 3 learners study from the same learning materials and results depends on the level of response in the assignment.